1st Street Mortgage Broker: Trusted Home Loan Solutions Across Australia

1st Street Financial is a leading mortgage brokerage firm in Australia, widely recognised for its award-winning services and client-focused approach. With operations spanning major cities such as Sydney, Melbourne, and the Gold Coast, the company has built a strong reputation for simplifying the home loan process and delivering tailored financial solutions.

Founded by Jeremy Fisher, the business has grown from a single-broker operation into a nationally recognised brokerage with a substantial loan portfolio and a loyal client base.

1st Street Financial operates as a full-service mortgage brokerage, providing assistance with:

• Home loans
• Investment property loans
• Refinancing solutions
• Commercial lending

The firm offers access to 40+ lenders, including major Australian banks, allowing clients to compare a wide range of loan products efficiently.

One of its standout features is its no-cost brokerage service, meaning clients typically do not pay for advice, as commissions are paid by lenders.

Additionally, the company is a member of professional bodies such as the MFAA and complies with Australian financial regulations, ensuring credibility and trust.

Leadership and Industry Recognition

Under the leadership of Jeremy Fisher, 1st Street has achieved significant industry recognition:

• Winner of Australian Broker of the Year
• Ranked among top mortgage brokers in Australia
• Over $2 billion in settled loans by the founder alone

The firm has also been recognised for its high loan volumes and strong client retention, with much of its business driven by referrals and repeat customers.

Services and Unique Value Proposition

1. Personalised Loan Matching

1st Street brokers assess each client’s financial situation and match them with the most suitable lender and loan product.

2. Access to Multiple Lenders

With partnerships across more than 25–40 lenders, clients benefit from competitive rates and flexible loan features.

3. End-to-End Loan Support

From pre-approval to settlement, the company manages the entire loan process, including communication with lenders, solicitors, and agents.

4. Market Insights and Guidance

Brokers provide insights into property trends, government incentives (such as first home buyer grants), and lending conditions.

Ideal Customers of 1st Street Mortgage Broker

1st Street Financial caters to a broad range of clients, including:

First Home Buyers

• Individuals entering the property market
• Clients seeking guidance on grants and concessions
• Buyers needing help navigating loan options

Property Investors

• Clients building or expanding investment portfolios
• Individuals seeking strategic loan structuring

Homeowners Looking to Refinance

• Borrowers aiming to reduce interest rates
• Clients consolidating debt or unlocking equity

Self-Employed Professionals

• Individuals with complex income structures
• Borrowers needing tailored lending solutions

High-Net-Worth Clients

• Clients seeking premium lending products
• Investors requiring large or specialised loans

Latest Industry Statistics and Market Position

The Australian mortgage broking industry continues to grow, with key trends shaping the sector:

• Mortgage brokers now account for around 80% of new home loans in Australia, reflecting strong consumer reliance on broker services.
• 1st Street Financial has reportedly built a loan book exceeding $5.9 billion, highlighting its scale and market influence.
• The company maintains a high client retention rate, with most new business coming from referrals.

These statistics demonstrate both the strength of the brokerage model in Australia and 1st Street’s position as a key player in the industry.

Geographic Presence

1st Street Financial operates across multiple locations, including:

• Sydney (Head Office)
• Melbourne
• Gold Coast
• South Coast NSW
• Offshore support presence in the Philippines

This multi-location setup enables the company to serve clients nationwide while maintaining personalised service.

Why Choose 1st Street Mortgage Broker?

Key reasons clients choose 1st Street include:

• Award-winning service and industry recognition
• Access to a wide panel of lenders
• Personalised, client-first approach
• No direct cost to borrowers
• Proven track record in loan settlements

Final Thoughts: A Trusted Name in Australian Home Lending

1st Street Financial continues to stand out in Australia’s competitive mortgage broking landscape through its expertise, personalised service, and strong lender network. Whether assisting first-time buyers or seasoned investors, the company’s commitment to simplifying lending and delivering value positions it as a trusted partner in achieving property ownership goals.